Happy New year. Happy Trading in year 2009, Hope this new year will bring all success into our life's... keep smiling..

Regards,
VenkataRamana.D
Ram Financial Consultancy.
Phone No:+91-9741598945 (India)
+1-408-250-9952 (USA)
"IF YOUR BORN POOR ITS NOT YOUR FAULT BUT IF U DIE POOR ITS YOUR FAULT" -- Dhirubhai Ambani
It has also cut CRR, or cash reserve ratio, by 100 bps in two stages to 5.5%. The first stage of CRR cut would be with effect October 25 and the second stage would come into effect November 8. The 100-bps CRR cut will infuse Rs 40,000 crore into the system, the RBI said.
The central bank will also cut SLR to 24% by 100 bps from November 8 onwards. It has allowed refinance to banks up to 1% of NDTL, or net demand and time liabilities, for 90 days.
In a statement on its website, the RBI said, "The Reserve Bank has reviewed the current and evolving macroeconomic situation and liquidity conditions in the global and domestic financial markets."
Dear Friends,
Greetings form Ram Financial Consultancy. We are planning to conduct some training programmes (seminar) about financial planning & its use in day to day life. This is a free seminar which covers the following topic including so many other topics, followed by Q&A section.
You just have to register with us for free of cost by simply sending mail to sriram.adviser@gmail.com . We are not any commercial Financial Consultancy, This is started with a Greeting vision by the team of financial experts.
contact person : Ramana
phone no: +91-9986031067
e-mail id : sriram.adviser@gmail.com
Time :
1st Section : 09:30am to 12:00am
2nd Section : 02:30pm to 05:00pm
venue:
Building No: 237/1,B.M.P No:36,
6th C Cross KaggadasPura,
C.V.Raman Nagar Post,
Bangalore-560093, India
Stock Market: Striking back | |
Good Q4 results from key firms and the return to normalcy in the globalfinancial markets trigger a solid rebound |
Bharti Airtel Ltd |
Bharti Airtel net profit rises 39.28% in the March 2008 quarter Friday, April 25, 2008 | |
Net profit of Bharti Airtel rose 39.28% to Rs 1792.30 crore in the quarter ended March 2008 as against Rs 1286.84 crore during the previous quarter ended March 2007. Sales rose 42.06% to Rs 7413.73 crore in the quarter ended March 2008 as against Rs 5218.73 crore during the previous quarter ended March 2007. For the full year, net profit rose 54.82% to Rs 6244.20 crore in the yearended March 2008 as against Rs 4033.22 crore during the previous year ended March 2007. Sales rose 44.45% to Rs 25703.51 crore in the year ended March 2008 as against Rs 17794.43 crore during the previous year ended March 2007. |
Idea Cellular Ltd |
Idea Cellular net profit rises 110.74% in the March 2008 quarter Thursday, April 24, 2008 | |
Net profit of Idea Cellular rose 110.74% to Rs 278.20 crore in the quarter ended March 2008 as against Rs 132.01 crore during the previous quarter ended March 2007. Sales rose 138.12% to Rs 1972.40 crore in the quarter ended March 2008 as against Rs 828.31 crore during the previous quarter ended March 2007. For the full year, net profit rose 108.02% to Rs 1044.39 crore in the year ended March 2008 as against Rs 502.06 crore during the previous year ended March 2007. Sales rose 53.90% to Rs 6719.99 crore in the year ended March 2008 as against Rs 4366.40 crore during the previous year ended March 2007. ( BUY IDEA CELLULAR TARGET PRICE 122+) |
Bhel inches ahead Monday, April 07, 2008 | |
Meanwhile, the BSE Sensex was up 75.55 points, or 0.49%, to 15,418.67 as a worse-than-expected US payrolls data on Friday, 4 April 2008, which showed a fall of 80,000 jobs in March 2008, raised expectations of further interest rate cut by the US Federal Reserve. On BSE, 8,047 shares were traded in the counter. The scrip had an average daily volume of 1.98 lakh shares in the past one quarter. The stock hit a high of Rs 1660 and a low of Rs 1620 so far during the day. The stock had a 52-week high of Rs 2925 on 7 November 2007 and a 52-week low of Rs 1167.50 on 5 April 2007. Public sector power equipment major Bharat Heavy Electricals (Bhel) had underperformed the market over the past one month till 4 April 2008, declining 21.49% compared to the Sensex's fall of 7.25%. It had also underperformed the market in the past one quarter, declining 35.81% compared to Sensex's decline of 25.83%. The company's current equity is Rs 489.52 crore. Face value per share is Rs 10. The current price of Rs 1645 discounts its Q3 December 2007 annualized EPS of Rs 63.07, by a PE multiple of 26.08. On 3 April 2008, Bhel's reported provisional turnover of Rs 21,608 crore, a 15.31% growth and provisional net profit of Rs 2,815 crore, a 16.56% growth in the financial year 2007-08 over 2006-07. The 16.56% growth in Bhel's net profit in the year ended March 2008 over the year ended March 2007 as per the provisional results, was muted in the backdrop of a 38% growth in net profit achieved in the nine months ended December 2007 over nine months ended December 2006, raising concerns that the Q4 March 2008 results would be bad. On 17 March 2008, Bhel secured orders worth around Rs 2,030 crore for an upcoming 1,000-megawatt thermal power project. On 29 February 2008, the company received an order worth Rs 1893 crore from GSPC Pipavav Power Co in western India for a 700 megawatt plant. On 14 February 2008, Bhel bagged an order worth Rs 200 crore from Oil & Natural Gas Corporation for supplying oil field equipment. On 8 February 2007, the company bagged an order worth Rs 3390 crore for setting up two units of 500 megawatt each in a thermal power station in northern Uttar Pradesh. Bhel's net profit rose 15.6% to Rs 771.90 crore on 14.4% growth in net sales to Rs 4964.14 crore in Q3 December 2007 over Q3 December 2006. Bhel is engaged in manufacturing and distributing electrical, electronic, and mechanical and nuclear power equipment.
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Suzlon Energy Ltd |
Additional order energies Suzlon Energy Wednesday, April 02, 2008 | |
Meanwhile, the BSE Sensex was up 325.72 points, or 2.09%, to 15,953.67 on positive cues from global markets. US stocks rallied on Tuesday, 1 April 2008, after Lehman Brothers said it raised $4 billion in an offering of convertible preferred shares, which soothed fears it was heading for a fate similar to that of Bear Stearns. On BSE, 28.51 lakh shares were traded in the counter. The scrip had an average daily volume of 13.24 lakh shares in the past one quarter. The stock hit a high of Rs 296 and a low of Rs 283.35 so far during the day. The stock had a 52-week high of Rs 460 on 9 January 2008 and a 52-week low of Rs 186.40 on 3 April 2007. The large-cap scrip had outperformed the market over the past one month till 31 March 2008, declining 6.29% compared to the Sensex's fall of 11%. It had however underperformed the market in the past one quarter, declining 32.43% compared to Sensex's decline of 22.94%. The company's current equity is Rs 299.38 crore. Face value per share is Rs 2. The current price of Rs 290.10 discounts its Q3 December 2007 annualized EPS of Rs 9.04, by a PE multiple of 32.09. The original contract was for delivery of 400 mega watt (MW) of turbine capacity in 2008 and 2009, and now has been expanded to include an additional 200 MW in 2009. Suzlon Energy's net profit rose 91.9% to Rs 338.18 crore on 49.7% growth in net sales to Rs 1654.96 crore in Q3 December 2007 over Q3 December 2006. Suzlon Energy provides customers with total wind power solutions. |
Ranbaxy Laboratories Ltd |
Ranbaxy Laboratories launches worlds first Bio-generic recombinant injectible for the treatment of O Thursday, April 03, 2008 | |
Ranbaxy Laboratories has announced the launch of BONISTA- Teriparatide injection (recombinant human parathyroid hormone) for the treatment of Osteoporosis, in collaboration with Virchow Biotech, Hyderabad, India. Ranbaxy is the first company to launch this bio generic product in the world.
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What is a Portfolio? We have all heard the word used when talking about finance, but what actually does the word mean? The actual definition of Portfolio is:
“The combined holdings of more than one stock, bond, money market instrument, commodity, collectible, or real estate investment.” When creating a Portfolio, our advisor's split the creation process into six key points, all of which need to be considered and discussed and the Clients’ requirements taken fully into account – this process allows our advisor's to tailor-make a Portfolio to meet any specific and exacting need.
Access and Flexibility – How liquid should the portfolio be from the outset and what access is required? Timescales Involved – Are there pertinent timescale parameters within which the Portfolio has to perform? Are there any target dates for encashment? Are there any key goals in the future that this Portfolio is linked towards?
Risk Profile – For us this is probably the most key point, how much risk is the Client prepared to take in order to meet their goals? Has the Client completed an Investor Profile Questionnaire? Does the Client fully understand the meaning of Risk?
Asset Classes – Ascertain whether Client wants any particular asset classes to be included in the Portfolio, are there any that they particularly want or do not want? Explain the differences between the asset classes in relation to risk.
Strategy – Given the time frames, risk profile, flexibility requirements and decided composition, discuss a strategy that suits the Clients needs and implement this strategy. Ensure the client understands the strategy and how it is being implemented in order to meet their needs.
Management – Decide through discussion what type of Investor the Client is and whether they wish to be ‘hands-on’ and actively manage this portfolio with the advisers, whether they wish to be ‘hands-off’ and allow the adviser to track the Portfolio or use a Discretionary Fund Management service.
All of the above six points are crucial when creating a Portfolio and our advisers cannot place enough emphasis in covering these points when helping to create a Portfolio. The key to making a Portfolio work, is reciprocal communication between Client and adviser at the outset, allowing the adviser to fully understand what is required by the Client and this enables the adviser to tailor-make a specific Portfolio to match the Clients’ needs.
Our advisor's will also gladly review any current Portfolio and offer impartial advice in the form of a Portfolio Appraisal.
Invested Amount | Deposit Term in Months | Interest Rate(Monthly) | Cumulative Rate of Interest | Interest | Amount |
---|---|---|---|---|---|
10000 | 12 | 10% | 10.47% | 1047 | 11047 |
10000 | 24 | 10.50% | 11.63% | 2326 | 12326 |
10000 | 36 | 11% | 12.96% | 3888 | 13888 |
10000 | 48 | 11% | 13.74% | 5496 | 15496 |
10000 | 60 | 11% | 14.58% | 7290 | 17290 |
10000 | 62 | 11% | 15.48% | 8000 | 18000 |
10000 | 73 | 11.50% | 16.44% | 10000 | 20000 |